FAQ
Common questions clients ask before they enquire.
A dedicated FAQ page keeps the homepage cleaner and gives visitors confidence before they contact you.
How much deposit do I need?
It depends on lender policy, property type and your broader position. A 20 percent deposit is not always required, but costs and lender choice can change with a lower deposit.
How long does pre-approval usually take?
Time frames vary by lender and by how complete your documents are. A broker can often help you present the file more clearly from the start.
Can self-employed borrowers still get a home loan?
Yes. The right lender and the right document set matter. Some lenders are more flexible depending on business structure and income profile.
Should I refinance or stay where I am?
That depends on rate, fees, features, future plans and whether the current structure still suits you. A proper review is usually worthwhile before deciding.